SENIOR CREDIT OFFICER

SENIOR CREDIT OFFICERWestamerica Bank is in need of a Senior Credit Officer to review and approve loan requests for multi-line products within established lending limits. Our Credit Officer deals with commercial loans and credit lines including collection and analysis of financial and related data to determine the general credit worthiness of the prospect and the merits of the loan request. To prepare factual summary related to applicants credit worthiness. To investigate all available sources of credit and financial information. To draft CLD-50 loan reports with supporting schedule and manage assigned loan portfolio.Westamerica Bank is a regional community bank with 88 branches and 2 trust offices in 22 Northern and Central California counties. Westamerica Bank was ranked among the leading 7 banks nationally with over 5 Billion in assets. Our ROA and ROE are among the industry leaders.
We offer competitive salaries with a generous benefits program. Just one example of our benefits is our outstanding 401K program. We match dollar for dollar up to 6% of your salary. Once the funds are matched you are immediately vested.EOE
REQUIREMENTS
Previous credit experience, preferably in loan-oriented function of a financial institution
Commercial credit experience
Excellent analytical, research, communication and organizational skills