Loan Originator

JOB SUMMARY

The Relationship Manager is the main channel in which the products and services of FHHLC are delivered. The position is responsible for the ongoing promotion and sale of financial products and services. This position normally reports to the retail branch manager.


% OF Importance
JOB DUTIES AND RESPONSIBILITIES

60



10


10



15


5


Originates mortgage loans through solicitation of builder/developers, real estate brokers/agents, and possibly financial institutions by selling the advantages of the company. Calls on trade organizations, typically in assigned geographic are, to obtain FHA/VA or conventional applications.

Cross Sells FTN services to all customers while working closely with company’s Cross Sell Coordinators.

Follows through loan process till closing by working within fairly standardized methods/processes and utilize company standard rates as outlined by their region.

Performs and documents complete interview with applicants while obtaining and providing all required documentation as applicable to sales process. Establishes and/or maintains customer database files

Promotes FHHLC through involvement in community activities and organizations



(Recommends new service processes and standards: This position will be required to continually look for new and improved methods of handling customer interaction. This includes changing procedures as needed to ensure the level of service within the organization is held to a high standard)




JOB REQUIREMENTS

•Travels to local, regional and headquarter locations as necessary.
•Completes such other activities as required to meet obligations of position.
•Work closely with all office personnel to ensure smooth processing of customer files.



ENVIRONMENT

Fast pace environment that extends beyond a traditional loan production office environment to include relationship management and cross-selling of various products and services. Travel as necessary required by obligations of position


JOB QUALIFICATIONS

EDUCATION:High School Diploma, GED or equivalent relative experience

EXPERIENCE:Preferably one + years in the mortgage industry

OTHER:Demonstrated ability to solicit new business and cross sell products and services



DISCLAIMER
All the above duties and responsibilities are essential job functions subject to reasonable accommodation. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise, other than an “at will” employment relationship.
REQUIREMENTS
JOB SUMMARY

The Relationship Manager is the main channel in which the products and services of FHHLC are delivered. The position is responsible for the ongoing promotion and sale of financial products and services. This position normally reports to the retail branch manager.


% OF Importance
JOB DUTIES AND RESPONSIBILITIES

60



10


10



15


5


Originates mortgage loans through solicitation of builder/developers, real estate brokers/agents, and possibly financial institutions by selling the advantages of the company. Calls on trade organizations, typically in assigned geographic are, to obtain FHA/VA or conventional applications.

Cross Sells FTN services to all customers while working closely with company’s Cross Sell Coordinators.

Follows through loan process till closing by working within fairly standardized methods/processes and utilize company standard rates as outlined by their region.

Performs and documents complete interview with applicants while obtaining and providing all required documentation as applicable to sales process. Establishes and/or maintains customer database files

Promotes FHHLC through involvement in community activities and organizations



(Recommends new service processes and standards: This position will be required to continually look for new and improved methods of handling customer interaction. This includes changing procedures as needed to ensure the level of service within the organization is held to a high standard)




JOB REQUIREMENTS

•Travels to local, regional and headquarter locations as necessary.
•Completes such other activities as required to meet obligations of position.
•Work closely with all office personnel to ensure smooth processing of customer files.



ENVIRONMENT

Fast pace environment that extends beyond a traditional loan production office environment to include relationship management and cross-selling of various products and services. Travel as necessary required by obligations of position


JOB QUALIFICATIONS

EDUCATION:High School Diploma, GED or equivalent relative experience

EXPERIENCE:Preferably one + years in the mortgage industry

OTHER:Demonstrated ability to solicit new business and cross sell products and services



DISCLAIMER
All the above duties and responsibilities are essential job functions subject to reasonable accommodation. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise, other than an “at will” employment relationship.