Credit Risk Analyst

The Credit Risk Analyst is responsible for monitoring and analyzing the performance of the auto finance loan portfolio. The employee will use analysis, forecasting and modeling concepts to anticipate, identify, and mitigate credit risk exposure. This employee is responsible for summarizing and reporting this information to a variety of internal clients. This position will interact with many other departments in the interest of achieving the overall company objectives.


JOB DUTIES
Develop and support models, analysis, and reporting related to the forecasting of portfolio performance.
Conduct ad hoc research projects incorporating project design, data collection and analysis, summarization of findings and presentation of results.
Develop recommendations for operational policies and procedures.
Gather and analyze data to determine impact to business operations.
Present analyses to management in a clear, concise, convincing, and actionable format.


OTHER IMPORTANT DUTIES
Maintain and apply knowledge of consumer lending data.
Maintain systems for tracking projects; communicate results to management.
Maintain thorough knowledge of data/information sources.
Work with other departments in the interest of achieving assigned objectives.
REQUIREMENTS
QUALIFICATIONS

Knowledge
Proficient with PC software applications such as Excel, Access, Word, PowerPoint.
Proficient in data mining tools - SAS, SQL, or similar data query language experience is strongly desired.


Skills
Strong analytical and computer skills.
Able to apply financial and statistical principles.
Effective written and verbal presentation skills - able to communicate well with Senior Management.
Display strong quantitative and analytical abilities.
Detail-oriented and able to manage multiple tasks/deadlines.
Able to work with minimal supervision.
Flexible, proactive working style.
Adaptive to a team environment.

Experience
Bachelors degree required; Masters degree (preferred) in Management, Finance, Mathematics, Statistics, Economics, Business or equivalent.
Experience in financial analysis, data mining, statistics, forecasting, loan portfolio analysis.

AmeriCredit does not discriminate in the recruitment, hiring, and conditions of employment on the basis of race, color, religion, national origin, sex, marital status, and disability, age or veteran status. Employment consideration necessitates that you meet all minimum qualifications required for the position for which you are applying.