Account Executive / Wholesale Mortgage (Field Sales)

Account Executive Wholesale Broker Sales: Virginia Beach, Hampton Roads, Portsmouth, Norfolk
Initial 6 month nonrecoverable draw
50 bps to dollar one on funded loans
medical, dental, vision, 401K and an employee stock purchase plan.

As an Irwin Home Equity Account Executive you will be responsible to:
Generate wholesale loan volume through the direct solicitation of mortgage brokers in your defined market. Generate new broker business as well as maintaining strong relationships with your existing brokers.
Be able to conduct meetings, give presentations and educate your broker base on Irwin Home Equity products and procedures.
Act as a liaison between your brokers and IHE production staff to insure quality product and service.

Product Line Information:
All Loans
Debt consolidation and cash out
Rebate pricing available on all products
Up to 55% DTI OK
No max property value
100% CLTV Second Mortgage
100% CLTV/SFR/ Owner Occupied
Refi, Debt Consolidation or Purchase
Up to $300,000 OK
HEL or HELOC
Senior neg-am liens allowed
No second loan amount to first loan ratio
Condo/PUD 100% CLTV to $125,000
Non-owner SFR Refinance to $100K/90% CLTV
First-time Homeowner Second Mortgages (0 Months in subject property, no mtg. seasoning. See program guidelines. Restrictions apply.)
Minimum middle credit score 580
125% CLTV Second Mortgage
Loans and Lines of Credit up to $125,000
No second loan amount to first loan ratio
Condo/PUD 125% CLTV to $75,000
Minimum middle credit score 661


At Irwin Home Equity, a part of Irwin Financial, you will enjoy working for a growing company with a stable presence in home equity lending. Throughout our growth, we have earned a reputation as a very attractive and rewarding career choice. We offer a competitive compensation and exceptional benefits. Irwin Home Equity is proud to be an equal opportunity employer and support a diverse workplace.
REQUIREMENTS
Preferred Requirements:
BA/BS degree or equivalent work experience.
1-3 Years Wholesale loan Production experience.
Excellent written and verbal communication skills.
Experience with credit and loan documentation.
Understanding mortgage underwriting guidelines, loan pricing and programs.
Strong interpersonal skills.
Experience effectively managing time and organizing work while achieving goals.
Goal orientated team player.